Financing Options
Start your path toward a rewarding career as a licensed massage therapist with NC Massage School in Cornelius, North Carolina, near Charlotte and Lake Norman. Our 700-hour Neuromuscular & Massage Therapy diploma program provides hands-on training, clinical experience, and career-ready preparation in a supportive learning environment.
Program Cost Overview
Our massage therapy diploma program is a 700-clock-hour program. A clock hour is defined by the North Carolina Board of Massage and Bodywork Therapy as a 50-minute instructional block followed by a 10-minute break.
Total tuition for the program is $9,590.00, which calculates to approximately $13.69 per hour of instruction. We offer several ways to pay so students can choose the option that best fits their budget and goals.
Program Cost Snapshot
Ways to Pay at a Glance
Payment Terms for Our Diploma Program
Tuition Payments
- Non-refundable deposit: $1,200.00 due upon acceptance
- Tuition down payment: $1,500.00 due four weeks before the program begins (applies to Pay-in-Full and in-house plans)
- Total tuition: $9,590.00
- We accept cash, checks, and major credit cards
In-House Plans at a Glance
- 6 payments: $1,205.64/month — 16.91% APR
- 12 payments: $631.53/month — 17.96% APR
- 18 payments: $421.02/month — 12.27% APR
- 24 payments: $315.76/month — 9.31% APR
Full per-plan details — amount financed, finance charge, and total of payments — are shown in the In-House Payment Plans section below.
Pay in Full Savings
In-House Payment Plans
NC Massage School offers in-house tuition payment plans directly to students — a retail installment (credit sale) arrangement that lets you pay the amount financed, plus a fixed finance charge, in structured monthly payments. Each plan below shows the amount financed, the finance charge, the total of payments, and the Annual Percentage Rate (APR) so you can compare clearly.
16.91% APR
17.96% APR
12.27% APR
9.31% APR
All in-house plans assume the amount financed shown ($6,890.00, after the $1,200 deposit and $1,500 down payment) with equal monthly payments beginning approximately 30 days after financing begins. Your actual APR and payment schedule are set out in your retail installment agreement, which NC Massage School provides for your review and signature before financing begins. In-house financing is offered directly by NC Massage School; approval is not guaranteed.
Third-Party Financing with Fortify Education
The plan in this section is offered by Fortify Education, an independent third-party lender — not by NC Massage School.
If you’d prefer longer-term financing than our in-house plans, NC Massage School partners with Fortify Education to offer a 36-month option, including the ability to finance without the standard $1,500 down payment for qualified applicants.
Fortify 36-Month Plan Snapshot
*No down payment beyond the deposit for qualified applicants; some applicants may be required to provide an additional deposit depending on Fortify’s credit terms. Figures are representative. Fortify Education is the lender. Your actual APR, finance charge, and repayment terms are determined and disclosed by Fortify Education at the time of application.
Why Students Choose Fortify
- Transparent terms with clear expectations
- Accessible financing with high approval rates
- Credit-building opportunities through on-time payments
- Flexible repayment timing beginning 30 days after starting the program
How to Apply for Fortify
- Apply for Fortify Financing in just a few minutes
- Contact Fortify directly at 214-644-6444 for assistance
Veterans & Military Education Benefits
NC Massage School is an approved provider for the Veterans and Military Educational Benefits Program. The North Carolina State Approving Agency has approved our 700-hour Massage Diploma Program for veterans, military members, and other eligible individuals seeking educational assistance through the U.S. Department of Veterans Affairs.
Ready to Take the Next Step?
Explore your massage school financing options, choose the plan that works best for your budget, and take the next step toward becoming a licensed massage therapist in North Carolina.